Website Terms of Use


This website,, is owned and operated by the Savings and Investment Association – South Africa NPC trading as Association for Savings & Investment SA, a non-profit company incorporated in accordance with the laws of the Republic of South Africa (company registration number 2008/017776/08) (“ASISA, us, our, we”). 

Please take some time to read and understand these Terms of Use, and the ASISA Privacy Policy (collectively, the“terms”) which govern your use of this website. Your acknowledgment of, and agreement with, these terms is indicated through your use of this website. If you for any reason disagree with these terms or any part hereof, please discontinue use of this website immediately. 

ASISA reserves the right to amend or update these terms at any time and from time to time. Please review these terms regularly to ensure that you agree with any amendments to these terms. Your continued use of this website means that you agree and accept any amended terms.

By accessing the website, you warrant and represent to ASISA that you are legally entitled to do so. You further warrant that you will not use the website for any purpose that is unlawful or prohibited under South African or international law or is in contravention of these terms.

ASISA reserves the right, at its sole discretion and without notice,  

  • Periodically amend any criteria or information set out in this website; and
  • Suspend or terminate the operation of this website at any time for any reason.



ASISA endeavours to ensure the reliability of this website and all content available hereon. However, in light of human and technical error and other aspects, to the extent permitted by law, ASISA provides no warranties, representations, statements or guarantees whatsoever (whether express, tacit or implied) in relation to this website, including without limitation the accuracy and completeness of its content and the availability of this website.

Nothing on this website constitutes, or is intended to constitute, advice of any kind, and must not be construed as such. You should seek the advice of professionals prior to making any decision of any nature based on the content made available on this website. Your reliance in any manner on this website is accordingly at your risk.

ASISA shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to –

  • your access and use of this website and/or any information contained on or received via this website, and/or your reliance on any information offered via this website; or
  • any failure and/or unavailability of the website for any reason whatever.


Copyright and intellectual property rights in all materials, texts, drawings and data made available on this website (collectively "the materials") are owned by ASISA, alternatively ASISA is the lawful user thereof, and are protected by both South African and international intellectual property laws. Accordingly, any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation or exploitation of such material or any component thereof will constitute an infringement of such copyright and other intellectual property rights; save that you may use the materials or any component thereof for your own internal purposes. The trademarks, names, logos and service marks (collectively "trademarks") displayed on this website are registered and unregistered trademarks of ASISA. Nothing contained on this website should be construed as granting any licence or right to use any trademark without the prior written permission of ASISA.

No person, business or website may frame this website or any of the pages on this website in any way whatsoever.

No person, business or website may use any technology to search and /or gain information from this website without our prior written consent.


For information about ASISA’s data protection practices, please read the ASISA Privacy Policy. You agree that ASISA may process your personal information in accordance with the ASISA Privacy Policy.


To the extent permitted by law, you indemnify and hold us harmless against all and any loss, liability, actions, suits, proceedings, costs, demands and damages of all and every kind, (including direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with your use of the information and/or images available on this website or a breach by you of any provision of these terms or a breach by you of any applicable laws regarding use of this website.


External links may be provided for your convenience, but they are beyond the control of ASISA and no representations, warranties or endorsements are made as to their content or services. When visiting external links, you must refer to that external terms and conditions of use. Use or reliance on any external links provided is subject to the applicable third party privacy statement and is at your own risk. No hypertext links shall be created from any website controlled by you or otherwise to this website without the express prior written permission of ASISA.


Should you wish to contact ASISA with any queries, comments regarding this website, please send an email to

Any complaints can be sent to the same email address above but must be marked for the attention of “Legal”. ASISA will investigate the complaint on receipt of a complete and properly formulated complaint notice and will take appropriate action where it deems necessary.


These terms, including the ASISA Privacy Policy, constitute the sole record of the agreement between you and ASISA in relation to the subject matter hereof. Neither you nor ASISA shall be bound by any express tacit nor implied representation, warranty, promise or the like not recorded herein. These terms supersede and replace all prior commitments, undertakings or representations, whether written or oral, between you and ASISA in respect of the subject matter hereof. No indulgence or extension of time which either you or ASISA may grant to the other will constitute a waiver of or, whether by estoppels or otherwise, limit any of the existing or future rights of the grantor in terms hereof, save in the event or to the extent that the grantor has signed a written document expressly waiving or limiting such rights.

ASISA shall be entitled to cede, assign and delegate all or any of its rights and obligations in terms of these terms.

All provisions of these terms are, notwithstanding the manner in which they have been grouped together or linked grammatically, severable from each other. Any provision of these terms which is or becomes unenforceable for any reason whatsoever, shall, only and only to the extent that it is so unenforceable, be treated as non-existent and the remaining provisions of these terms and conditions shall remain in full force and effect.

These terms shall be governed by and construed in accordance with the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You hereby consent to exclusive jurisdiction of the Western Cape High Court, Cape Town, in respect of any disputes arising in connection with the service/s referred to herein, or the terms or any matter related to or in connection therewith.


The address for service of any notices or documents for all purposes relating to these terms is:

Bridge House

        Boundary Terraces

        1 Mariendahl Lane



No legal service shall be validly affected by email.

Last revised June 2019